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Money

Financial Peace University Giveaway!

August 27, 2014

Drum roll please….

It’s time for a giveaway around the True Good and Beautiful blog!

What are we giving away, you ask? (just in case you didn’t see the title…)

3 FINANCIAL PEACE UNIVERSITY MEMBERSHIPS!!!!

If you know our story, you are well aware that Dave Ramsey has a huge influence on how we choose to live. Using his materials and methods are the sole reasons we are debt-free and living on a budget today. Dave Ramsey’s message has literally changed out entire life.

And we can’t help but pass along this opportunity to others.

No, we weren’t given these by Dave Ramsey’s company.

We are simply a family who believes so powerfully in the freedom that comes in handling money God’s way that we want to pay it forward to someone else. We want to bless an individual or family who would benefit from going through this class.

What is Financial Peace University (FPU)?

“Financial Peace University is a nine-week class on money taught by America’s most trusted financial guru, Dave Ramsey. Dave and his teaching team will walk you through the basics of budgeting, dumping debt, planning for the future, and much more!”

www.youtube.com/watch?v=62emrljp03c

You can see a sample of all nine lessons here.

Most classes start up in a couple of weeks, hence the giveaway. You can see a list of locations, dates, and times at the FPU website.

Jonathan and I have attended and facilitated Financial Peace University and it’s been a huge blessing in our life and parish. If you could benefit from sprucing up your finances or demolishing old habits and starting over, then sign up to win one of these classes we are giving away.

It literally can change your life and the lives of those around you.

Lastly – I shouldn’t have to say this but…if you know you will not complete all nine classes and take the class seriously, DO NOT ENTER THIS CONTEST! If you are ready to dive in and apply yourself in class, ENTER ALL YOU CAN! We want to make sure the people with the right attitudes are the ones who win this opportunity.

Best wishes and “may the odds be ever in your favor!” 🙂

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Money

7 Paths to Financial Freedom in 2014

February 20, 2014

Many of you enjoyed the last post on 7 Ways to Go Broke in 2014. Or now you are mad at me for exposing that your habitual behavior will actually lead to your financial destruction over time. Sorry, not sorry. I wanted to follow up with that post by diving into what you can do to begin a path towards financial peace this upcoming year. We want everyone to experience this blessing.

How do you get started though? Below are 7 Paths to Financial Peace:

1. Acknowledge the problem in the mirror.

Anytime I can work in a dog photo, I am happy.

“I’m Starting With The Man In The Mirror I’m Asking Him To Change His Ways And No Message Could Have Been Any Clearer If You Wanna Make The World A Better Place (If You Wanna Make The World A Better Place) Take A Look At Yourself, And Then Make A Change…..” Michael Jackson

The first step in changing anything let alone your financial world, is to stop and ackowledge the problem: You. Personal finance is 20% head knowledge and 80% behavior. If you aren’t experiencing financial freedom, you gotta look at you and your behavior first. Therein you will find your problem. Owning that is the first step towards any healthy changes to come.

2. Attend Financial Peace University – FPU

This past Fall Jonathan and I coordinated our very first Financial Peace University class. It was awesome!!!

We had a group of about 35 people who met once a week for 9 weeks. In that time we watched videos, reviewed our budgets, had great discussions, and held one another accountable. This class is completely worth signing up for! Visit this website to find a class beginning near you today. And no, we didn’t get paid to host the class or to endorse it in any way whatsoever.

3. Read The Total Money Makeover

If you haven’t read this book…you need to. Get it here today. Super easy read with lots of inspiring stories to motivate along the way!

4. Begin walking through the 7 Baby Steps

Remember Doctor Leo Marvin from “What about Bob?” Possibly the world’s most hilarious movie. Well, his Baby Steps book has absolutely zero to do with the Baby Steps I am referring to.

Dave Ramsey’s materials will walk you through the 7 Baby Steps on the journey towards Financial Freedom. Walking up these steps is a lot of fun and are incredibly motivating.

5. Embrace the budgeting process.

The very first thing to do after you assess your financial situation and get a grasp on how much money you have and or owe is to set up a monthly budget and begin implementing the budget process. Why do you need a budget? Visit this blog post for a few reasons. Now, do you have to use software like You Need A Budget (YNAB)? No but we have chosen to utilize that tool and have completely fallen in love with it. Pen and paper, envelopes, budgeting apps, etc. are perfectly fine but you need SOMETHING to help you implement your budgets once you create them.

6. Learn how to say “No.”

This is pretty self explanatory. There will undoubtedly be 1,000 opportunities, desires, temptations, reasons, etc. to NOT follow your budget, attend FPU, read the Total Money Makeover, etc. Matthew Kelly once said, “If you can’t say no, your yes means nothing.” Or maybe he said, “You can’t say no unless you have a deeper yes.” One of those…but both are good and true. You will not haphazardly improve any area of your life. Saying “no” to lots of things that come up and “yes” to intentional decisions that will aide you in your goals will be vital to changing your life.

7. Live like no one else.

“Live like no one else so later you can live and give like no one else.” Dave Ramsey

Jonathan and I didn’t sell our Nintendo, eat rice and beans, tell friends no, or sleep on a donated RV mattress for nothing. We lived like no one else so we could live and give like no one else. We’ve already begun to see the effects of this in our life and are pumped to see many more ways down the road.

There you have it folks. PLEASE keep in touch with me if you begin implementing any of these! I would love to be your cheerleader, coach, accountability partner, etc. Whatever you need me to be, I will be it! 🙂