The Christmas Season….Family memories, special liturgies, beautiful decorations, delicious food, and the gifts. Sometimes these wonderful things can cloud one’s judgement financially and lead to regrets, stress, and a blown budget. Half of Americans are estimated to put Christmas on a credit card this year. Half of those are not planning to pay more than the minimum payments. Sounds like a set-up for a serious Holiday Hangover.
I don’t want you to end up looking like this guy at the end of Christmas. Or ever really.
What if you set aside a pre-determined amount of money for Christmas spending and then only spent that amount? You would have a Christmas budget.
You are in luck, friends.
This year, we found an awesome tool created by the Dave Ramsey team that will help us plan our Christmas budget and keep track of all expenses associated with each person on our list! That means we will have confidence and peace knowing that we’re buying things already budgeted for and working our way down the list without regrets! Ahhhh, freedom.
Please download it for free and let us know how it works for you!