2013 Archives

How to Avoid a Christmas Budget Blowout!

December 7, 2013

The Christmas Season….Family memories, special liturgies, beautiful decorations, delicious food, and the gifts. Sometimes these wonderful things can cloud one’s judgement financially and lead to regrets, stress, and a blown budget. Half of Americans are estimated to put Christmas on a credit card this year. Half of those are not planning to pay more than the minimum payments. Sounds like a set-up for a serious Holiday Hangover.

I don’t want you to end up looking like this guy at the end of Christmas. Or ever really.

I never told my money where to go…now I wonder where it all went!!!

What if you set aside a pre-determined amount of money for Christmas spending and then only spent that amount? You would have a Christmas budget.

You are in luck, friends.

This year, we found an awesome tool created by the Dave Ramsey team that will help us plan our Christmas budget and keep track of all expenses associated with each person on our list! That means we will have confidence and peace knowing that we’re buying things already budgeted for and working our way down the list without regrets! Ahhhh, freedom.

Please download it for free and let us know how it works for you!

Mission

Meet The Missionaries!

December 6, 2013

Some of you may be familiar with “missionary maps” we’ve sent out in paper form over the years. It was a lovely display of all FOCUS Missionaries across the nation divided by campus teams they serve with. Well, FOCUS is now officially too big to do the ole mish map! God is awesome.

If you want to see a great online equivalent so you can look at all the wonderful staff FOCUS has across the nation, click here to see it!

I believe Jonathan and his team are on the second to last page and I am on the very last page. Yup, we haven’t updated our staff photo in 6 years. Don’t judge us 🙂

Catholicism, Marriage

How We’re Celebrating Advent

December 3, 2013

Happy Advent!

I wanted to share some of our Advent traditions we are forming around the Teixeira home. I must tell you…it hasn’t been easy to choose these preparations. I tend to lean towards unleashing the Christmas music the day after Thanksgiving, fire up the oven for baking Christmas goodies, decorating the whole house in lights and ornaments. Jonathan tends to lean towards actually waiting to celebrate Christmas until it’s Christmas and using Advent as a time to prepare for Christmas…crazy, right?!?!

You can imagine our clash in preferences…but by golly, I must admit Jonathan is right on this one. It’s Advent…a season of preparation. Good marketing in the last 30 years has eradicated the culture’s perception on the liturgical season of Advent. People jump right from Thanksgiving into the flurry of parties, music, baking, decorating, shopping, wrapping, eating, and celebrating so much so they are burnt out once Christmas actually arrives. Many people wake up the day after Christmas ready to clean everything up, assess the damage on their credit cards, exchange unwanted items, and move on with life. They’ve already been celebrating Christmas for weeks by this point. Liturgically, this is just when the party should be getting started.

So Jonathan and I struck a deal and decided to deck the house out Advent-style. We would put as much emphasis on Advent as the culture is trying to get us to prematurely put on Christmas. Check out some of the decorations.

We have a tree! It's complete with lights AND purple (color of Advent!) ornaments.

We have a tree! It’s complete with lights and purple (one of two Advent colors) ornaments.

A homeade Advent Wreath sits on our kitchen table now. Nearby are books we are using to pray nightly devotions and prayers.

A homeade Advent Wreath sits on our kitchen table. Nearby are books we are using to pray with. We chose a daily devotion filled with Mother Theresa reflections and the Christian Prayer booklet for Night Prayer.

Jonathan gets to light the candle AKA play with fire for a few minutes. This may or may not be his favorite part.

These are lavendar scented candles from Walmart. The pink one is Sweet Pea scented. There are WAY more sophisticated Advent Wreaths out there I suggest you copy. I am not the crafty type so this is what we’ve got folks. If you wander over to this blog you will see more skill, crafts, and ideas for making Advent something to get the kiddos engaged in and excited about.

For the music…the only song I know that is Advent approved is “O Come O Come Emmanuel” so I created a playlist on Spotify with 135 versions sung by different artists. If you know of any more, I would really appreciate it. The best versions I have found so far:

1. O Come O Come Emmanuel by The Piano Guys – https://www.youtube.com/watch?v=iO7ySn-Swwc

2. O Come O Come Emmanuel by The Civil Wars – https://www.youtube.com/watch?v=xiGyRAhpgQo

3. O Come O Come Emmanuel by Matt Maher – https://www.youtube.com/watch?v=AlylvEkpJzw

4. O Come O Come Emmauel by Sufjan Stevens – https://www.youtube.com/watch?v=GN3upltWtm0

5. O Come O Come Emmanuel by Shane and Shane – https://www.youtube.com/watch?v=QIApy9rd7jw

Lastly, we dress in the corresponding candle color of the week to Sunday Mass, per Jonathan’s request (not an unusual request if you know my husband at all). I couldn’t get a photo to turn out yesterday but I wore a purple scarf and Jonathan wore a purple shirt. We will continue this next week and the last week of Advent. On the third Sunday in Advent, Gaudete Sunday, we will show up wearing pink.

There you have it. What are your Advent traditions??? We’d love to hear them!

Infertility, Marriage

My favorite Infertility Blogs

December 2, 2013

Without a doubt, embracing infertility has been one of the hardest crosses in our marriage. For anyone reading this with infertility struggles, past or present, I am sure you can relate.

It’s hard not to judge time in “years of infertility” or by the various medical tests and treatments we’ve exhausted…to choose hope and joy in the present moment. By God’s grace, a great doctor/nurses, and good family/friend support, we keep puttering on somehow. I don’t mean to sound all gloom and doom…that wouldn’t be an accurate depiction of our life since we really are blessed in many ways. But this cross, like none other I’ve faced, has a way of weaving itself into every single day at some point. There’s no escaping it, especially since every single day brings a unique regimen of medicine/tests.

Something that makes the journey easier are great infertility blogs out there from women who have experienced(-ing) infertility first-hand. I find them honest, vulnerable, witty, relatable, and most of all – refreshing!

Without further ado, here are the blogs I enjoy most (Updated April 2016):

Primary Infertility

http://tellhimyourplans.blogspot.com/

https://waitingforbabybird.com/

http://eccefiat11.blogspot.com/

http://hannahstears.net/

http://infertileminnesota.blogspot.com/

http://talesfromthevalley.com/

http://conceivinghope.blogspot.com/

tomatosvine.com

jkcrowsnest.blogspot.com

Secondary Infertility

https://iamsecondary.wordpress.com/

Crossing Over/Pregnancy/Parenting after Infertility

http://thiscrossiembrace.blogspot.com/

http://blessedtobeblog.blogspot.com

http://liveinthelonging.com/

Adoption

http://allyouwhohope.blogspot.com/

http://graceinmyheart.blogspot.com/

http://simone-perseverance.blogspot.com/

Intentional Living, Marriage, Money

Ready. Set. Save 30% on eMeals!

November 27, 2013

Last year many of you read my raving review of eMeals. We are still very happy users of eMeals. I love how simple meal planning, shopping, and cooking is with eMeals. It’s absolutely worth the few dollars we paid for it.

Not many of you know this but I am now gluten-free…a whole different story of how I discovered that. I was worried it would be difficult for us to cook tasty meals or I would accidentally poison myself without recognizing gluten in a recipe.

Lo and behold, eMeals had a Gluten Free plan! They also have a Paleo plan that works in a gluten free diet. I was relieved that I didn’t have to do all the research on recipes…eMeals sends me pre-designed recipes that fit the dietary restrictions I have. Thanks eMeals!

Are you interested in eMeals? This week you can save 30% by using the code: cyber

Marriage

Our Anniversary Octave

November 27, 2013

This past month was our 2-year anniversary. To celebrate, we ended up making an octave out of it without really meaning to. We just kept doing fun things every day! Definitely not the normal week. Thank goodness we are Catholic and have many more reasons to party for eight days in a row on a few occasions this year!

Days 1-3

We went to Breckenridge and stayed at a super cute Bed and Breakfast that we will definitely return to someday. I highly recommend it to others!!! While in Breck, we went to nearly all the local museums and ate some really great food. It was really relaxing and recharging to get away for a weekend.

It was 19 degrees outside.

Jonathan’s happy!

Breaking in our DSLR. We are still learning all it can do.

Breaking in our DSLR. We are still getting the hang of it.

Day 4

Candlelight dinner made by Jonathan – Steak on the grill, red potatoes, asparagus, and red wine. It was delicious. Then we ran out the door to host a Financial Peace University class, which we love doing!!!

Day 5 – Our Anniversary

After work, we hit up my absolute favorite restaurant in Denver – True Food Kitchen. It’s all recipes based on Dr. Weil’s Food Pyramid and healthy living.

Day 6

Our very first Denver Nuggets game! They played the Phoenix Suns…and unfortunately lost. Afterwards we had an itch to watch the movie Space Jam. What talent! 🙂

Day 7

Fun night hanging out with our neighbors! Forgot to snap any pics.

Day 8

May not be that fun for others…but we had a Teixeira finance committee meeting in which we decided to pursue saving for a house down payment. We calculated various scenarios, looked at housing costs in our area, talked about house preferences, etc. It was so much fun! Again, I don’t know how many people find financial discussions fun but we are some of the few!

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