Browsing Tag

debt

Mission, Money

Introducing….WalletWin

July 6, 2017

Y’all we are SO excited to be introducing you to our brand new business, WalletWin LLC.

If you read our last blog post, you know it’s been a tough year on many levels. WalletWin was truly a bright spot in the midst of stormy weather.  Honestly, it’s a dream come true to get to work on this project side by side. We have always enjoyed working together on things we are passionate about and WalletWin is exactly that.

Back in 2012, we decided it was time for the shackles of debt to go for good.We wanted to start living our life, dreaming together, setting goals, and creating a solid foundation for our future. Debt was only going to stall us out, so it had to go. Nose to the ole grindstone we went and you likely know the rest of the story if you’ve hung out around here for more than a minute, LOL!

An insanely zealous 7.5 months later (while we were making less than an average income) we managed to pay off $24,500 in debt. Since kicking debt to the curb, we’ve focused on saving, investing, and giving in a way that set us up for financial independence for a lifetime.

We honestly had no idea our story would resonate with others but slowly, the inquiries began: Sitting down with friends or family to learn how to set up a budget. Friends texting us to ask where they should open a bank account at. Invitations to speak in front of small and large groups of people. Emails of others pouring out their story and asking for advice on where to go next financially. Face to face meetings with friends of friends of friends who heard we were the “go-to” people to chat all things finance with.

We loved every single minute of it. We never considered creating a business out of it until we had a 1:1 custom coaching session where the person insisted on paying us for our time and valuable advice. And then it happened again. And again. There we were (not even asking for payment) and there money was, flying into our hands.

It was then that we felt God was up to something and that we obviously had a unique ability to take a tough and sensitive topic and coach others in a safe, results-driven, and fun manner.

We began to educate ourselves on all things online business, webinars, courses, marketing, you name it. It took us close to a year and a half of learning, growing, brain-storming, leaping, creating, recording, coaching, and beta testing but WalletWin Beta Course is finally here. WAHOO!

Now that you’ve got the behind-the-scenes story, you might be wondering what is WalletWin exactly?

It’s an online, on-demand, 8 module financial freedom course designed to get you budgeting, kicking debt in the face, saving like never before, intentionally investing, and radically giving so you change your life and make the world a better place all in one fell swoop.

It’s not a get rich quick system, a package of sexy secrets only four people living under a rock in Timbuktu know about, or a class on how to make $1,000,000,000 while doing zero work at home in your pajamas. (We can all wish!)

What sets WalletWin a part from the 1.5 billion financial voices out is that we’ve created a no-nonsense and proven game plan to CUT THROUGH THE FREAKING NOISE in this area of your life to get you serious results using simple and straightforward financial phases and milestones.

If you want to learn more about it – just checkout our pre-sell WalletWin Beta Course page.

With the pre-selling and eventual launching of WalletWin, we will have some financial blog posts here at True Good and Beautiful on occasion. We talked about that stuff here in the past so it’s not a biggie for you guys since you’ve enjoyed that content. I did want to clarify that while we will have some financial posts, True Good and Beautiful Blog won’t simply become a money blog. Nope – not happenin. Money blogs aren’t bad but that’s too narrow for these parts of the interwebs. Eventually WalletWin will have it’s own blog that will debut at a later point, so much of our financial content will move over there with the occasional relevant post here. 🙂

Now that you’ve met WalletWin, we’d love for you to consider joining us in the course if it peaks your interest. We love serving others in this way and it’d be a true honor and a privilege to walk alongside you in your journey to financial freedom.

Tell Me More About WalletWin



The plan from here is to continue pre-selling WalletWin Beta over the next couple of months as we re-record, clean up, and enhance the course content and materials. Every few weeks the price will jump until we’re ready to launch the completed version of WalletWin in Fall 2017. Again – if the course interests you, the price will only go up from here so now is the time to snatch it up (especially since you will get Lifetime Access to the course and get ALL updates for free in the future).

We’d love your feedback or to answer any questions you might have – hit us up in the comments or reach out via email.

Money

How to Attend Financial Peace University for FREE

September 1, 2015
It’s THAT time of year again!
It’s time for a giveaway around the True Good and Beautiful blog!

What are we giving away? (Like you don’t have us figured out here yet…) 😉

1 FINANCIAL PEACE UNIVERSITY MEMBERSHIP!!!!

To say that Dave Ramsey has a huge influence on how we choose to live in the understatement of the year.

Using his materials and methods are the sole reasons we are debt-free and living on a budget today. His message has literally changed our lives.

And we can’t help but pass along this opportunity to others.

Nope, this opportunity was not sponsored by Dave Ramsey.

We simply believe so powerfully in the freedom that comes in handling money God’s way that we want to pay it forward to someone else. We want to bless an individual or family who would benefit from going through this class.

In fact, we did this giveaway last year and this is what one winner had to say:

“Since then (attending FPU), I’ve felt much more financial freedom in the knowledge that this is something God and I are doing together, and at the end of the day, He’s calling the shots.”

What is Financial Peace University (FPU)?

“Financial Peace University is a nine-week class on money taught by America’s most trusted financial guru, Dave Ramsey. Dave and his teaching team will walk you through the basics of budgeting, dumping debt, planning for the future, and much more!”

www.youtube.com/watch?v=UDW3HEgh_w8
You can see a sample of all nine lessons here.

Most classes start in a couple of weeks, hence the giveaway. You can see a list of locations, dates, and times at the FPU website. If you’re in the Denver area, consider joining the class we’re coordinating (starts Thursday, Sept 24, 2015).

Jonathan and I have attended and facilitated Financial Peace University and it’s been a huge blessing in our life and parish. If you could benefit from sprucing up your finances or demolishing old habits and starting over, then sign up to win one of these classes we are giving away.

It literally can change your life and the lives of those around you.

Lastly – I shouldn’t have to say this but…if you know you will not complete all nine classes and take the class seriously, DO NOT ENTER THIS CONTEST! If you are ready to dive in and apply yourself in class, ENTER ALL YOU CAN! We want to make sure the people with the right attitudes are the ones who win this opportunity.

Best of luck!


Marriage, Money

7 Ways to Go Broke in 2014

February 16, 2014

It’s still pretty early in the 2014 year and many of you likely have a slew of New Year’s resolutions you are still working on. Or have already abandoned. Or never actually started.

Perhaps some of those goals were financial goals for 2014. If you want to go broke in 2014, check out the following things to do this year:

keep-calm-you-deserve-it

1. Embrace the “I deserve this” mentality.

This type of marketing has been forced upon us in the past decade or so. It invokes a spirit of entitlement within us. We did something really hard (big week of exams, received a promotion, woke up super early every day for a week, cleaned the house, etc.) so we deserve to reward ourselves with a manicure, Starbucks, an outfit, steak dinner, etc.

I could sit here and write an entire blog post on why we don’t deserve to reward ourselves anytime we work hard…but I will refrain from that soap box for now. This reward almost always has a price tag associated with it and can drain you financially when you aren’t planning for them…especially if this is a habitual exercise.

joneses

2. Keep up with the Joneses.

We all know the Joneses. They get married and buy a gorgeous house. Then they park a brand new SUV in the driveway. They’re always going on vacation to Mexico or Europe. They’re wearing the latest trends and buying the newest technology on the market. They eat at the best restaurants in town and go to the coolest sporting events or shows on a regular basis. Surely they don’t have financial worries, right?

Wrong. Check out this article. 70% of families are living paycheck to paycheck. What you don’t know about the Joneses is that the average credit card debt for the American family is $15, 270!!!! Debt is typically the favorite tool of choice for the Joneses lifestyle. What appears to be success is actually a negative net worth. The Joneses are broke. Follow them and you will be too.

money out window

3. Never budget.

Money comes in…money goes out….who knows what happened to it?!?! This is the typical American family and is a sure-fire way to end up broke, desperate, and stupid. Check out this post for why you need a budget. But if you are trying to go broke, don’t read it or implement its advice.

impulse

4. Walk into stores without a plan.

Walk into Costco, Target, Pottery Barn, Walmart, Ann Taylor Loft, Best Buy, etc. without a game plan on what you are looking for or how much you have to spend.

You will likely end up walking around, discovering needs you didn’t know you had before you walked in, and walk out having spend a coupe hundred buckaroos. Do this a couple of times a week or even a month and all your extra cash will be gone before you blink.

creditcards

5. Put things on a credit card or payment plan.

If you want to win with money, you need to take “payment plans” off the table. Successful people don’t finance their couches. Or their bedroom furniture. Or their cars. If you have to put it on a payment plan, you can’t afford it. As the old saying goes, “Broke people ask, ‘How much per month?’ and rich people ask, ‘How much?’”

advice

7. Take advice from broke family and friends.

Everyone has people in their family or friend circle who are always ready to give bad financial advice (finance this house or car, buy this whole-life insurance policy, pre-pay your funeral costs, learn how to flip houses with 0% down and using credit, etc). Follow every bit of that advice and you will most likely end up in a hot broke mess by the end of 2014.

How do you determine good and bad financial advice? Look at the fruits in that person’s life. Are they themselves up to their eyeballs in debt? RUN and don’t listen to anything they have to say unless you want to end up just like them. Are they debt-free, living below their means, experiencing financial peace because they are intentional with their finances? Pull up a chair and listen.

tortoise

Remember the tortoise and the hare? If you want to go broke, follow the financial hares in your life and ignore the financial tortoises. We all know who ends up winning in the end, so if you are trying to go broke, you know who to listen to. 

enslaved

8. Embrace debt as a lifestyle.

If you decide in 2014 that you just can’t live the lifestyle you want to be at without debt…you will surely end up broke. This mentality is what credit card companies want you to believe. That you can’t live without them. You can’t live life at the level you want to without their “help.” That you will always have debt and you better just accept it sooner than later so you stop worrying about it. Once you start thinking about being on minimum payments for the rest of your life, you have embraced debt and will go broke soon.

OK, you’re all set to get out there and go broke in 2014! In case that isn’t what you were looking for, tune back later this week and I will blog about what to do if you want financial freedom in 2014! 🙂