In the past we’ve discussed why you need a budget.
We’ve also discussed how to derail your budget.
But we have not discussed HOW to make a budget. Probably should have done that first.
Here we are though, getting back on track and here to provide you with the practical tips on how to create a budget. This will be especially helpful if you are new to the world of budgeting or if you are trying to budget but end up confused and unable to keep up with it. I plan to post a lot of links to Dave Ramsey articles on this subject so you have more resources for motivation and inspiration.